Protect Your Perfect Day

The sooner the better! As soon as you have a date and venue arranged or have paid a deposit for any wedding services, it's best to get covered. That way any payments you make after buying a policy or up to 90 days before, are protected. If you have made any payments more than 90 days before, you can purchase our pre-payments cover and protect these too.

No, our policies currently only cover weddings and receptions held in the UK.

Yes. You can add Guests' Personal Liability cover to your policy. It protects against accidental damage caused by guests, with options up to £2,000,000 or £5,000,000.

You can adjust cover levels or add extras before your wedding day via your online account. Some complex changes, such as a change of venue, will need approval and require you to contact our team. These will incur an admin fee of £15.

Wedding insurance is designed to cover you against unexpected issues, but there are some things it doesn't cover.

These include:

• Changing your mind about getting married for whatever reason
• Rearrangement costs
• Supplier failure if the business goes bust within 30 days of you purchasing the policy
• Payments made more than 90 days before your policy starts unless you have paid the additional premium to cover this
• Events or circumstances known to you or that were public knowledge at the time you bought the policy that could possibly lead to a claim
• Redundancy or job loss
• Suppliers not providing adequate service or no service at all
• Deliberate, criminal or malicious acts by you or anyone invited to the wedding or reception
• Anything that happens outside the period of insurance
• Pregnancy or child-birth related claims, except for serious medical complications when the due date is more than two months after the wedding
• Claims linked to pre-existing medical conditions whereby the person affected is waiting on test results, receives a terminal diagnosis, is acting against medical advice. As well as any mental health conditions (unless hospitalised for the first time within the period of insurance)
• Adverse weather or named storms when public warnings were in place at the time of purchasing the policy
• The death of a close relative if it occurs more than three months before the wedding (excluding the policyholders themselves)
• Losses recoverable from another source

Always check your policy wording for the full list of exclusions.